Browse Good Shepherd MicrofinanceвЂ™s distribution to your SenateвЂ™s Inquiry into AustraliaвЂ™s General Insurance business.
Our distribution covers: – Good Shepherd MicrofinanceвЂ™s Good Insurance system – Education and advocacy for folks on low incomes – Challenges and solutions when it comes to вЂbarriers to entryвЂ™ for insurance coverage to individuals on low incomes – Future possibilities to expand the Good Insurance Program
Money Ready Toolkit
In collaboration utilizing the Queensland Government, Good Shepherd Microfinance produced the money toolkit that is ready help individuals prepare, react and get over the monetary impact of normal catastrophes. It’s a valuable resource for Queenslanders and anyone staying in catastrophe prone areas.
The Toolkit provides information and tools on planning, responding and coping with normal and human-made catastrophes.
Just take Charge: credit rating and millennials
This report investigates the information and attitudes of millennials towards credit.
As AustraliaвЂ™s credit reporting framework shifts, we think about the future implications of the modifications for millennials, policy manufacturers and industry.
Our findings expose valuable insights from more youthful Australians towards their credit rating, as well as on handling expenses as a whole.
Collective actions, leading modification
The launch report for the Financial Inclusion Action Arrange (FIAP) system, вЂCollective actions, leading changeвЂ™, describes the thinking, design and anticipated effect regarding the system. In addition it includes the commitments created by the initial twelve organisations to be involved in this system.
Pathways to Resilience: the Financial Inclusion Continuum and financial flexibility
In Australia, around 3.1 million individuals (16.9percent of grownups) lack use of safe, appropriate and affordable products that are financial solutions such as for example bank records, credit and insurance coverage 1.
The inclusion that is financial provides Good Shepherd Microfinance aided by the framework to think about and guide a knowledge of y our customers and also the forms of support they could have to be economically included.
Report on revenue commissions
Good Shepherd Microfinance, customer Action Law Centre and Financial Rights Legal Centre are making a submission that is joint reaction to the Australian BankersвЂ™ AssociationвЂ™s regards to Reference paper ‘Independent breakdown of income commissions and product based re re re payments’.
The submission covers: – exactly exactly just exactly How payment and product based re payment systems affect lending and sales techniques – The negative nature of sales-staff behavior as consequence of revenue commissions and product based re re payments – Ethical banking training – situation studies drawn from ConsumerвЂ™s Federation of Australia, outlining the ongoing issues that customers encounter with Consumer Credit Insurance – Customer-focused banking training as being a focus of economic addition
Everyone Needs a Savings Buffer
Good Shepherd Microfinance presented an answer to Financial Counselling AustraliaвЂ™s everyone else Needs a Savings Buffer assessment paper.
Analysis demonstrates that having a cost savings buffer is a vital necessity for the capability to deal with monetary shocks and develop monetary resilience.
Our reaction addresses questions that are several away in the assessment paper, see the report right here:
Pathways to resilience: The effect of monetary conversations from the capability that is financial of candidates
Read our вЂPathways to ResilienceвЂ™ research report which is targeted on the effect that economic conversations – a core element of our NILS Program made available from Good Shepherd Microfinance and community lovers – is wearing building economic capability for our customers.
Topics typically talked about within the conversations between consumers consist of: cost management, avoiding bank charges, managing bills as well as the high price of fringe financing. The conversations are made to offer a variety of help, information, and good reinforcement to those who are trying for support.
Working together for better housing and communities that are sustainable
Study Good Shepherd MicrofinanceвЂ™s distribution from the Queensland Government’s ‘performing together for better housing and communities that are sustainable conversation paper.
Our distribution shows an amount of possibilities to allow individuals to determine and realise social and financial well-being, including: – Leveraging current sites and positioning between economic and housing services – using action on personal rental sustainment – using action on house ownership – Financial Inclusion Action Plans – Mitigating the impacts regarding online payday CT the increasing price of power – Improving use of and flexibility of mortgage items
Victorian Gender Equality Strategy Consultation Paper
Browse Good Shepherd MicrofinanceвЂ™s distribution in the Victorian Gender Equality Strategy Consultation Paper. Our distribution features the work our company is doing to improve sex equality in Victoria, and makes lots of tips about advancing sex equality.
The submission talks about: – secure and affordable monetary choices for females – Micro-enterprise development for females business owners – Raising knowing of monetary punishment – Financial Inclusion Action Plans – Encouraging sex equality in the foreseeable future of superannuation – Transitions to house ownership – Good Shepherd MicrofinanceвЂ™s Good Insurance Program
Australian GovernmentвЂ™s Reasonably Priced Housing Working Group
Good Shepherd Microfinance produced distribution to your GovernmentвЂ™s Affordable Housing Working that is australian Group. Our distribution recognises the number of viable housing initiatives designed for consideration and features the primary part of great Shepherd Microfinance in supplying trusted, client-focused, community-led support for folks on low incomes. Read here for lots more: