Analysis, reports and submissions. Inquiry into Australia’s General Insurance Industry

Browse Good Shepherd Microfinance’s distribution to your Senate’s Inquiry into Australia’s General Insurance business.

Our distribution covers: – Good Shepherd Microfinance’s Good Insurance system – Education and advocacy for folks on low incomes – Challenges and solutions when it comes to ‘barriers to entry’ for insurance coverage to individuals on low incomes – Future possibilities to expand the Good Insurance Program

Money Ready Toolkit

In collaboration utilizing the Queensland Government, Good Shepherd Microfinance produced the money toolkit that is ready help individuals prepare, react and get over the monetary impact of normal catastrophes. It’s a valuable resource for Queenslanders and anyone staying in catastrophe prone areas.

The Toolkit provides information and tools on planning, responding and coping with normal and human-made catastrophes.

Just take Charge: credit rating and millennials

This report investigates the information and attitudes of millennials towards credit.

As Australia’s credit reporting framework shifts, we think about the future implications of the modifications for millennials, policy manufacturers and industry.

Our findings expose valuable insights from more youthful Australians towards their credit rating, as well as on handling expenses as a whole.

Collective actions, leading modification

The launch report for the Financial Inclusion Action Arrange (FIAP) system, ‘Collective actions, leading change’, describes the thinking, design and anticipated effect regarding the system. In addition it includes the commitments created by the initial twelve organisations to be involved in this system.

Pathways to Resilience: the Financial Inclusion Continuum and financial flexibility

In Australia, around 3.1 million individuals (16.9percent of grownups) lack use of safe, appropriate and affordable products that are financial solutions such as for example bank records, credit and insurance coverage 1.

The inclusion that is financial provides Good Shepherd Microfinance aided by the framework to think about and guide a knowledge of y our customers and also the forms of support they could have to be economically included.

Report on revenue commissions

Good Shepherd Microfinance, customer Action Law Centre and Financial Rights Legal Centre are making a submission that is joint reaction to the Australian Bankers’ Association’s regards to Reference paper ‘Independent breakdown of income commissions and product based re re re payments’.

The submission covers: – exactly exactly just exactly How payment and product based re payment systems affect lending and sales techniques – The negative nature of sales-staff behavior as consequence of revenue commissions and product based re re payments – Ethical banking training – situation studies drawn from Consumer’s Federation of Australia, outlining the ongoing issues that customers encounter with Consumer Credit Insurance – Customer-focused banking training as being a focus of economic addition

Everyone Needs a Savings Buffer

Good Shepherd Microfinance presented an answer to Financial Counselling Australia’s everyone else Needs a Savings Buffer assessment paper.

Analysis demonstrates that having a cost savings buffer is a vital necessity for the capability to deal with monetary shocks and develop monetary resilience.

Our reaction addresses questions that are several away in the assessment paper, see the report right here:

Pathways to resilience: The effect of monetary conversations from the capability that is financial of candidates

Read our ‘Pathways to Resilience’ research report which is targeted on the effect that economic conversations – a core element of our NILS Program made available from Good Shepherd Microfinance and community lovers – is wearing building economic capability for our customers.

Topics typically talked about within the conversations between consumers consist of: cost management, avoiding bank charges, managing bills as well as the high price of fringe financing. The conversations are made to offer a variety of help, information, and good reinforcement to those who are trying for support.

Working together for better housing and communities that are sustainable

Study Good Shepherd Microfinance’s distribution from the Queensland Government’s ‘performing together for better housing and communities that are sustainable conversation paper.

Our distribution shows an amount of possibilities to allow individuals to determine and realise social and financial well-being, including: – Leveraging current sites and positioning between economic and housing services – using action on personal rental sustainment – using action on house ownership – Financial Inclusion Action Plans – Mitigating the impacts regarding online payday CT the increasing price of power – Improving use of and flexibility of mortgage items

Victorian Gender Equality Strategy Consultation Paper

Browse Good Shepherd Microfinance’s distribution in the Victorian Gender Equality Strategy Consultation Paper. Our distribution features the work our company is doing to improve sex equality in Victoria, and makes lots of tips about advancing sex equality.

The submission talks about: – secure and affordable monetary choices for females – Micro-enterprise development for females business owners – Raising knowing of monetary punishment – Financial Inclusion Action Plans – Encouraging sex equality in the foreseeable future of superannuation – Transitions to house ownership – Good Shepherd Microfinance’s Good Insurance Program

Australian Government’s Reasonably Priced Housing Working Group

Good Shepherd Microfinance produced distribution to your Government’s Affordable Housing Working that is australian Group. Our distribution recognises the number of viable housing initiatives designed for consideration and features the primary part of great Shepherd Microfinance in supplying trusted, client-focused, community-led support for folks on low incomes. Read here for lots more:

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